Kyte is the first app that gives you points for paying credit card bills. Earn on every payment, redeem for dining, travel, and hotels.
You earn rewards every time you swipe your card.
Why not every time you pay your bill?
Seven cards. Six apps. Five due dates you're supposed to remember. You spend thousands on credit card bills every year and get absolutely nothing for it. Meanwhile, every swipe at the store earns you points.
Kyte flips that. Pay any credit card bill through Kyte and earn real rewards on every single payment. Points for dining, travel, hotels. The bills you're already paying finally pay you back.
Your bills are now your best rewards program.Chase, Amex, Citi, Discover, Capital One. All major cards. Secure connection, takes two minutes.
One tap, any card, from any bank account. No more logging into five different portals.
Every payment earns Kyte Points. Redeem for dining, travel, hotels, and gift cards anytime.
Every credit card payment through Kyte earns points you'll actually use.
Your favorite restaurants, covered. Kyte Points redeem at thousands of dining spots across the US.
Flights and experiences, earned from credit card bills you were paying anyway.
Stay at top hotels, funded entirely by Kyte Points from your monthly payments.
Top brands, redeemed in a tap. Amazon, Starbucks, Uber, and more.
The more cards you pay through Kyte, the more you earn.
Chase, Amex, Citi, Discover & more. Every balance, every due date, every minimum. One place, finally.
Pick any card, pick any bank account, tap pay. No redirects. No logging into five different portals.
Kyte knows every upcoming payment across every card and alerts you before it matters.
Every on-time payment earns Kyte Points. Redeem for dining, travel, hotels, and gift cards.
Kyte finds hidden fees, tells you the optimal time to pay each card, and explains your credit score in plain English.
256-bit AES encryption. Biometric login. Your credentials are never stored directly.
Personalized to your real balances, your real history, your real goals.
Kyte calculates the exact right time to pay to protect your credit score, avoid fees, and keep more cash on hand.
Coming at launchAnnual fees that quietly renewed. Rate changes buried in fine print. Kyte surfaces every charge costing you money.
Coming at launchNo more guessing why your score dropped. Kyte shows what's helping, what's hurting, and how to improve it.
Coming at launchEvery Kyte recommendation is based on your specific balances, spending patterns, and history.
Coming at launchDiamond members earn triple Kyte Points, unlock exclusive dining and hotel deals, get AI credit coaching, and priority support.
Every time you pay a credit card bill through Kyte, you earn points. The amount depends on the payment size and your membership tier. Diamond members earn 3× on every payment.
Dining, travel, hotels, and gift cards from top brands. We're adding more categories before launch.
Yes. Earning and redeeming Kyte Points is completely free. Diamond is optional at $100/year, but founding members who join the waitlist now get their first year free.
256-bit AES encryption, the same standard major banks use. Your card credentials are never stored directly. All connections are secure and tokenized.
90%+ of US credit cards. Visa, Mastercard, Amex, Discover, and cards from virtually every major bank.
Right now any credit score gets in. After launch: 700+ only. Founding members get Diamond free for a full year ($100 value), and early members earn bonus points at launch.
Any credit score gets in right now. After launch: 700+ only. Free Diamond year and bonus points for founding members.
Move up the list
Every friend who joins using your link bumps you closer to the front. Top referrers get access first.